Loss of Income Coverage.
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Secure Your Income with Tailored Loss of Income Coverage
Running a rideshare or commercial vehicle business means your income stops when your vehicle does. Our loss of income coverage keeps your earnings protected when accidents, theft, or repairs take you off the road.
At RideCover Australia, we understand your business is built on wheels. Whether it’s rideshare, courier, trades, or fleet work, we help stabilise your finances so downtime doesn’t derail your livelihood.
Through Carrick Rideshare Club, we also offer specialised rideshare income protection. When your car stops, your income shouldn’t—our plans support Uber driver loss of income insurance and Lyft income replacement coverage.
Why Loss of Income Coverage Matters
Even a few days off the road can impact rent, bills, and loan repayments. Our coverage replaces lost earnings during insured downtime, helping you stay financially stable while your vehicle is repaired or replaced.
Flexible Coverage for All Vehicles
From single rideshare cars to vans, utes, and trucks, we tailor plans to your vehicle type and workload. Part-time drivers, full-time operators, and fleets can all customise protection to match real income patterns.
What we offer
Comprehensive Coverage
Our policies offer complete protection for your commercial vehicles, from trucks and vans to cars. Whether it's damage from accidents, theft, or other risks, we ensure your vehicles are well-protected.
Flexible Policies
Every business has unique needs, and our policies are designed to be as flexible as your requirements. Whether you need coverage for a single vehicle or an entire fleet, we tailor our offerings to fit your situation.
Liability Protection
Our insurance covers you against potential liabilities arising from vehicle-related incidents, protecting you from unexpected legal and financial responsibilities.
Roadside Assistance
We offer 24/7 roadside support to help you deal with breakdowns, flat tires, and other emergencies, ensuring minimal disruption to your business operations.
Why Choose RideCover Australia for Loss of Income Coverage
RideCover Australia specialises in commercial motor vehicle insurance and loss of income cover. We understand the risks faced by rideshare drivers, couriers, and fleets, providing tailored protection, clear advice, and reliable support when things go wrong.
At Carrick Rideshare Club, we focus specifically on rideshare income protection. Whether you drive for Uber, Lyft, or another platform, our solutions help ensure your rideshare earnings are secure during unexpected downtime.
Broad Vehicle Coverage
We cover cars, vans, trucks, and fleet vehicles used for rideshare or commercial purposes. Pair loss of income benefits with comprehensive commercial motor vehicle insurance to protect both your vehicles and the revenue they generate.
Liability Protection
Vehicle incidents can trigger legal and financial responsibilities. Our liability options help protect you from eligible third-party claims linked to covered vehicle use, supporting both your finances and your professional reputation on the road.
24/7 Roadside Assistance
Breakdowns, flat tyres, or battery failures can halt your day. With optional 24/7 roadside assistance, help arrives quickly, reducing downtime and supporting your ability to return to work and maintain consistent earnings.
HOW IT WORK
A simple and clear process designed to keep you protected on the road and focused on your rideshare business.
Get a Personalised Quote
Tell us how you use your vehicle—rideshare, delivery, trades, or fleet. We assess your situation and prepare a tailored loss of income and commercial motor vehicle insurance quote aligned with your business needs.
1
Activate Your Coverage
Review your quote, choose your benefit levels and optional add-ons, then activate your policy. Once in force, your loss of income protection and commercial motor cover work together to safeguard your vehicles and earnings.
2
Stay Protected and Supported
If an insured event takes your vehicle off the road, contact us and lodge a claim. After approval, we pay benefits promptly, helping you stay financially secure while repairs or replacement are arranged.
3
Clients Inquiries
Common Questions Answered.
At Carrick Rideshare Club, we help drivers and fleet operators understand how Loss of Income Coverage supports them when their vehicle can’t be used. Here are answers to some of the most common questions: